Fintech and Banking

V. Ashok and Associates is a firm of lawyers who have venture capital and banking clients in the financial sector. Practical legal advice from someone who can help you navigate the fast-changing financial technology market and understand the new regulations easily, efficiently, and confidently.

Our clients include a range of businesses from fintech startups, payment solution providers, digital lending platforms, cryptocurrency exchanges, neobanks, and the latest generation of NBFCs to eminent financial institutions. Our areas of practice include legal compliance, licensing, risk management, digital contracts, payment gateway structuring, and services related to the RBI.

The firm is well-versed in evolving regulatory landscapes such as the Reserve Bank of India (RBI) guidelines, Information Technology Act, Data Protection Bill, and SEBI regulations that impact fintech businesses and financial institutions. We assist in drafting and reviewing terms of service, privacy policies, vendor contracts, and product compliance frameworks.

In banking, we provide resolute legal solutions in areas such as loan documentation, securitization, debt recovery (DRT/NCLT), investigation of frauds, and restructuring. The lawyers in our firm also advise on mergers and acquisitions, compliance audits, and fintech collaborations in the financial ecosystem.

Our team makes up for such a deep understanding of the sector that clients are not only compliant but also positioned strategically for innovation and growth. In simple terms, we are the link between legalities and entrepreneurial vision, thereby facilitating financial organizations in confidently navigating a fast-evolving regulatory landscape.

Our fintech & banking services include

• Regulatory compliance and RBI licensing
• Advisory on digital payment framework
• NBFC setup and compliance services
• Fintech contract structuring
• Cryptocurrency legal advisory
• Banking loan documentation and recovery
• Data privacy and cybersecurity compliance